SIMPLY MEET THE FOLLOWING REQUIREMENTS TO RECEIVE THE FULL BENEFITS OF ECHECKING:#
Open your account online.
Sign up for electronic monthly statements (eStatements)
Enroll in free Internet banking and sign in at least once a month
Use your debit card to make a purchase at least ten times per statement cycle
Have at least one recurring ACH transaction per month (such as direct deposit, automatic payment of a bill, etc.)
Maintain a monthly collected balance greater than $0
Minimum opening Balance
Annual Percentage Yield* (APY)
Minimum Balance# to obtain APY
$.01-$25,000 $25,000.01 or greater
*Annual Percentage Yield
** You can use your Avidia ATM or debit card free at any Avidia ATM. Avidia charges $2.50 fee when you use another bank's ATM.
Other banks may charge you a fee for using their ATM or having a debit card.
Avidia Bank charges no monthly debit card fee.
#If you meet all requirements per statement cycle the higher interest rate will be paid on balances up to $25,000
and the lower interest rate will be paid on balances above $25,000. In the event all the above requirements are not met in a statement cycle,
the bank will not refund foreign ATM fees, will not reimburse surcharge fees and the lower interest rate will be paid on all balances. The annual percentage yield (APY) is accurate as of March 15, 2013.
Interest rate may vary after account opening. Fees may reduce earnings.